Capital.com Review 2026
Regulated broker with real licence numbers.
Capital.com is a regulated CFD broker founded in 2016. It holds a FCA licence under number 793714.
The basics
Capital.com was founded in 2016 and is headquartered in London, UK. It is privately owned. The broker offers CFDs on 6,800 instruments across forex, indices, commodities, and crypto. All positions are contracts for difference — there is no real asset ownership.
MetaTrader is available on all account types. Copy trading is not offered.
| Founded | 2016 |
| Headquarters | London, UK |
| Instruments | 6,800+ |
| Platforms | Capital.com Platform, MT4, TradingView |
| MetaTrader | Yes — MT4 and MT5 |
| Copy trading | No |
| Real stocks | No — CFDs only |
Is Capital.com safe?
FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent.
| Regulator | Licence | Entity |
|---|---|---|
| FCA | 793714 ✓ | Capital Com (UK) Ltd |
| CySEC | 319/17 ✓ | Capital Com SV Investments Ltd |
| ASIC | 513393 ✓ | Capital Com Australia Pty Ltd |
| FSA | SD001 ✓ | Capital Com (SV) Ltd |
You can verify the FCA licence at register.fca.org.uk. The registration shows the entity name, authorisation status, and full permissions list. It takes under a minute.
Capital.com spreads
These are the typical spreads on Capital.com's standard account. Spreads vary by market conditions and account type. ECN or raw-spread accounts offer lower spreads in exchange for a per-trade commission.
| EUR/USD | 0.6 pips pips |
| GBP/USD | 0.9 pips pips |
| USD/JPY | 0.7 pips pips |
| Gold (XAU/USD) | 21c/oz |
| S&P 500 | 0.5pt |
Capital.com's EUR/USD spread of 0.6 pips pips is competitive for a retail broker without a per-trade commission.
Capital.com withdrawal fee and processing time
Fee: None. Capital.com does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Withdrawal requests must pass identity verification before processing. If your account is not yet fully verified (proof of identity and address submitted), expect additional delays. Verified accounts follow the standard processing times above.
Capital.com minimum deposit by entity
The minimum deposit depends on which Capital.com entity serves your country. Offshore entities often allow lower minimums but with less regulatory protection.
| Entity | Regulator | Min deposit | Max leverage (forex) |
|---|---|---|---|
| Capital Com (UK) Ltd | FCA 793714 | $20 | 1:30 |
| Capital Com SV Investments Ltd | CySEC 319/17 | $20 | 1:30 |
| Capital Com Australia Pty Ltd | ASIC 513393 | $20 | 1:30 |
| Capital Com (SV) Ltd | FSA SD001 | $20 | 1:500 |
Capital.com vs eToro
| Capital.com | eToro | |
|---|---|---|
| Primary regulator | FCA 793714 | FCA 583263 |
| Min deposit | $20 | $50 |
| EUR/USD spread | 0.6 pips pips | 1.0 pips |
| MetaTrader | Yes | No |
| Instruments | 6,800+ | 3,000+ |
| Copy trading | No | Yes |
| Withdrawal fee | None | $5 per withdrawal |
Both brokers are regulated and legitimate. Capital.com suits traders who value MetaTrader and algorithmic trading. eToro is better for traders who prioritise its specific regulated entity coverage.
Regulation — the numbers that matter
| FCA | 793714 — Capital Com (UK) Ltd |
| CySEC | 319/17 — Capital Com SV Investments Ltd |
| ASIC | 513393 — Capital Com Australia Pty Ltd |
| FSA | SD001 — Capital Com (SV) Ltd |
Leverage for retail clients in the EU and UK is capped at 1:30 on major forex pairs under ESMA rules. The offshore entity offers up to 1:500, but with lighter regulatory protection.
Pros and Cons
What works
- FCA regulated — Capital Com (UK) Ltd
- Low minimum deposit ($20)
- MetaTrader 4 and 5 available
- No inactivity fee
- Regulated in 4 jurisdictions
- 6,800+ instruments
What does not work
- No copy trading
- No real stock ownership — CFDs only
- High leverage only via offshore entity
The verdict
Capital.com is a legitimate, regulated broker. The FCA licence number 793714 is verifiable on the public register. It is best suited for traders who want MetaTrader on a regulated platform. Rating: 4.0 out of 5.
Alternatives to Capital.com
If Capital.com does not fit your needs, these regulated alternatives are worth comparing:
Frequently asked questions
Is Capital.com safe?
FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent. Capital.com holds FCA licence 793714, which is publicly verifiable on the official register.
What is the Capital.com minimum deposit?
The minimum deposit is $20. This applies to the main regulated entity. Some offshore entities may differ. See the entity table above for full breakdown.
What is the Capital.com EUR/USD spread?
The EUR/USD spread on Capital.com standard accounts is typically 0.6 pips pips. Spreads vary with market conditions. ECN or raw accounts offer lower spreads with a per-trade commission instead.
How long does Capital.com take to process withdrawals?
1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Does Capital.com charge withdrawal fees?
None. Capital.com does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does Capital.com have MetaTrader?
Yes. Capital.com supports both MT4 and MT5 on all account types. This allows automated trading, custom indicators, and expert advisors.