Is Trading 212 a Scam? Regulation Check 2026
We checked Trading 212's licence in the official FSC register. Here is what the public records say.
Verdict
Trading 212 is NOT a scam. It holds FSC licence N/A, authorising it to offer trading services in Romania.
How to verify on the official register
| Regulator | FSC Financial Services Commission (FSC) |
| Licence Number | N/A |
| Regulated Entity | Trading 212 Ltd |
| Founded | 2006 |
What FSC regulation means
FSC-regulated brokers must keep client funds in segregated accounts, provide negative balance protection, and submit to independent audits. Clients can file complaints with FSC directly.
What FSC regulation means for your money
- Client funds held in segregated bank accounts, separate from Trading 212's own capital
- Negative balance protection — you cannot lose more than your deposit
- Right to file complaints directly with FSC if Trading 212 fails to resolve your issue
- Trading 212 submits to regular independent financial audits under FSC oversight
Frequently Asked Questions
Is Trading 212 a scam or legitimate?
Trading 212 is NOT a scam. It holds FSC licence number N/A. FSC is one of the world's most respected financial regulators. The licence is publicly verifiable in the FSC official register.
How do I check Trading 212's FSC licence?
Go to the official FSC website and use the public register search. Search for licence number N/A or the entity name. The record will confirm Trading 212's authorisation status and the scope of its permissions.
Are my funds safe with Trading 212?
As an FSC-regulated broker, Trading 212 must keep all client funds in segregated bank accounts, completely separate from company funds. This protects your deposits even if Trading 212 encounters financial difficulties.
What protection do I have as a Trading 212 client in Romania?
In Romania, Trading 212 operates under FSC supervision. You are entitled to: segregated client funds, negative balance protection (you cannot lose more than you deposit), and the right to file complaints directly with FSC.
Reader Comments
Loading comments...