Trading 212 Review 2026

Full Trading 212 review for United Kingdom traders — regulation, spreads, fees and our honest verdict.

Regulation in United Kingdom

RegulatorFCA FCA — Financial Conduct Authority (FCA)
Licence Number609146
Regulated EntityTrading 212 UK Ltd
Max Leverage (Forex)1:30
Minimum Deposit$1
EUR/USD SpreadFrom 0.5 pips
Instruments3,000+
PlatformsTrading 212 App
Copy Trading
Real Stocks
Inactivity feeNo inactivity fee
BrokerForexReviews Verified Data
FCA licence verified — 2026-09-15
FSC licence verified — 2026-09-15
CySEC licence verified — 2026-09-15
Minimum deposit — 2026-09-15
Withdrawal policy — 2026-09-15

Verdict

Regulated by FCA (licence 609146). Minimum deposit $1. In United Kingdom: maximum forex leverage 1:30.

About Trading 212

Trading 212 was founded in 2006 and is headquartered in London, UK. The broker offers 3,000 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by Trading 212 UK Ltd under FCA.

In United Kingdom, Trading 212 operates as Trading 212 UK Ltd, authorised by FCA under licence number 609146. United Kingdom traders are subject to a maximum leverage of 1:30 on forex pairs under FCA rules.

Trading Platforms

Trading 212 App
Trading 212 App — proprietary platform, available on web and mobile

Pros

  • FCA regulated — licence 609146
  • 3,000+ instruments to trade
  • Negative balance protection in United Kingdom
  • Platforms: Trading 212 App
  • Copy trading available
  • Real stock ownership (not CFD)

Cons

  • No inactivity fee
  • 76% of retail clients lose money
  • CFD trading — you do not own the underlying asset

Frequently Asked Questions

Is Trading 212 regulated?

Trading 212 holds FCA licence 609146, issued to the regulated entity {entity}. This is a real, verifiable licence recorded in the official FCA public register.

What is the minimum deposit for Trading 212 in United Kingdom?

The minimum deposit is $1. This is the amount required to open a live trading account for traders in United Kingdom under FCA regulation.

What leverage does Trading 212 offer in United Kingdom?

In United Kingdom, Trading 212 offers maximum forex leverage of 1:30 under FCA rules. Higher leverage may be available through offshore-regulated entities.

Is Trading 212 safe to trade with?

Trading 212 is regulated by FCA, which requires segregated client funds, negative balance protection and independent audits. Regulation does not eliminate trading risk, but it provides meaningful investor protection.

Visit Trading 212 →
76% of retail investor accounts lose money when trading CFDs with Trading 212.

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