XM Avaliação 2026
Avaliação completa de XM para traders de Portugal — regulamentação, spreads e taxas.
Regulamentação em Portugal
| Regulador | CySEC CySEC — Cyprus Securities and Exchange Commission (CySEC) |
| Número de licença | 120/10 |
| Entidade regulada | Trading Point of Financial Instruments Ltd |
| Alavancagem máx (Forex) | 1:30 |
| Max Leverage (Crypto) | 1:2 |
| Depósito mínimo | $5 |
| Spread EUR/USD | From 0.6 pips |
| Instrumentos | 1,400+ |
| Plataformas | MT4, MT5, XM App |
| Copy Trading | ✗ |
| Ações reais | ✗ |
| Taxa de inatividade | Taxa de inatividade: USD15/mês após 3 meses |
Nosso veredicto
Regulated by CySEC (licence 120/10). Minimum deposit $5. In Portugal: maximum forex leverage 1:30.
About XM
XM was founded in 2009 and is headquartered in Limassol, Cyprus. The broker offers 1,400 tradeable instruments including forex pairs, CFDs on stocks, indices and commodities. It is regulated across multiple jurisdictions with a primary licence held by Trading Point of Financial Instruments Ltd under CySEC.
In Portugal, XM operates as Trading Point of Financial Instruments Ltd, authorised by CySEC under licence number 120/10. Portugal traders are subject to a maximum leverage of 1:30 on forex pairs under CySEC rules.
Trading Platforms
Pros
- CySEC regulated — licence 120/10
- 1,400+ instruments to trade
- Negative balance protection in Portugal
- Platforms: MT4, MT5, XM App
Cons
- Taxa de inatividade: USD15/mês após 3 meses
- 75.21% of retail clients lose money
- CFD trading — you do not own the underlying asset
- No real stock ownership
Key Facts About XM
- Offers 10 account types including Ultra-Low and Shares accounts
- One of the few brokers providing genuine $30 no-deposit bonus to new accounts
- Forex competitions run monthly with cash prize pools over $500,000
Known Limitations
- CySEC entity serves EU clients with 1:30 max leverage; high leverage only available via offshore entity
- Customer support quality reported inconsistent across regions
- No Shares CFDs in all jurisdictions
Frequently Asked Questions
XM é regulamentado?
XM detém a licença CySEC n°120/10, emitida para {entity}. É verificável no registo oficial CySEC.
Qual é o depósito mínimo no XM em Portugal?
O depósito mínimo é $5. Este valor é necessário para abrir uma conta real para traders de Portugal sob a regulamentação CySEC.
Que alavancagem o XM oferece em Portugal?
Em Portugal, o XM oferece alavancagem forex máxima de 1:30 segundo as regras CySEC.
O XM é seguro para negociar?
XM é regulamentado pelo CySEC, que exige fundos de clientes segregados, proteção contra saldo negativo e auditorias independentes.
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